Promotion Details
0% APR for 24 Months with Equal Payments
Minimum Purchase $3,000. There is a promotional fee of $150 for this transaction.
Offer Valid 8/1/2026 – 10/31/2026
0% Interest for 24 Months*
On Purchases of $3,000 or more of Toro branded products and services made with your The Toro Company credit card between 8/1/2026 – 10/31/2026. Equal Monthly Payments Required for 24 months. A $150 promo fee will be included in required monthly payments.
*Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.
0% APR for 36 Months with Equal Payments
Qualifying LCE Models ONLY or Dollars Off
Minimum Purchase $3,000. There is a promotional fee of $150 for this transaction.
Offer Valid 8/1/2026 – 10/31/2026
***0% APR for 36 Months with Equal Payments: On Purchases of $3,000 or more of Toro branded products and services made with your The Toro Company credit card between 8/1/2026 – 10/31/2026. Equal Monthly Payments Required for 36 months. A $150 promo fee will be included in required monthly payments.
*Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more Existing cardholders: see credit card agreement terms. Subject to credit approval.
No Monthly Interest for 42 Months with Equal Payments*
Qualifying LCE Models ONLY or Dollars Off
Minimum Purchase $1,500. There is a promotional fee of $150 for this transaction.
Offer Valid 8/1/2026 – 10/31/2026
Installment Promo Name: 0% for 42 Months
*Example: On financed amount of $7,500, your down payment is $0 with 42 monthly payments of $181.55 each. Interest Rate is 0% [APR is 0.93%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2025 and 10/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
Terms and Conditions
*Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.